He Needs an Expensive Drug. A Copay Card Helped — Until It Didn’t. - KFF Health News - Scorecard - MDSpire

He Needs an Expensive Drug. A Copay Card Helped — Until It Didn’t. - KFF Health News

  • By

  • Elisabeth Rosenthal

  • February 27, 2026

  • 0 min

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Clinical Scorecard: The High Cost of Medication: How a Copay Card Assisted Until It No Longer Did

At a Glance

CategoryDetail
ConditionPsoriatic arthritis
Key MechanismsAutoimmune disease causing skin lesions and joint pain; managed with immunomodulatory medication Otezla
Target PopulationPatients diagnosed with psoriatic arthritis requiring advanced therapy
Care SettingOutpatient rheumatology and primary care

Key Highlights

  • Otezla is an expensive brand-name medication with a list price around $5,000 per 30-day supply.
  • Copay assistance programs can temporarily shield patients from high out-of-pocket costs but may be exhausted quickly.
  • Insurance plans may not count copay assistance toward deductibles or out-of-pocket maximums, leading to unexpected patient expenses.

Guideline-Based Recommendations

Diagnosis

  • Refer patients with skin and joint symptoms to rheumatology for evaluation and diagnosis of psoriatic arthritis.

Management

  • Consider Otezla for controlling symptoms of psoriatic arthritis when indicated.
  • Enroll eligible patients in manufacturer copay assistance programs to reduce initial financial burden.

Monitoring & Follow-up

  • Monitor patient adherence and symptom control, especially if medication dosing is altered due to cost concerns.

Risks

  • Risk of symptom relapse if medication is rationed or discontinued due to cost.
  • Potential financial toxicity from high out-of-pocket costs once copay assistance is depleted.

Patient & Prescribing Data

Patients with psoriatic arthritis prescribed Otezla

Copay cards may cover a limited amount annually (e.g., $9,450) but can be exhausted within months, leading to significant out-of-pocket expenses despite insurance coverage.

Clinical Best Practices

  • Educate patients about the potential limitations and expiration of copay assistance programs.
  • Coordinate with insurance and pharmacy benefit managers to clarify negotiated drug prices and patient responsibilities.
  • Encourage patients to plan financially for medication costs beyond copay assistance coverage.
  • Avoid medication rationing to prevent symptom recurrence and disease progression.
  • Consider alternative therapies or generic options where available and clinically appropriate.

References

Original Source(s)

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