Comparative Analysis of Health Care Access and Equity in Medicare Advantage Versus Traditional Medicare
By
Lucy B. Schulson
Laura Hatfield
Alyssa Chen
Timothy S. Anderson
Jeffrey Souza
John Z. Ayanian
Bruce E. Landon
September 9, 2026
Clinical Scorecard: Comparative Analysis of Health Care Access and Equity in Medicare Advantage Versus Traditional Medicare
At a Glance
Category Detail
Condition Health Care Access and Equity
Key Mechanisms Disparities in access to care influenced by comorbid conditions, clinician bias, geographic variation, and structural racism.
Target Population Medicare beneficiaries, specifically Hispanic, non-Hispanic Black, and non-Hispanic White individuals.
Care Setting Medicare Advantage and Traditional Medicare
Key Highlights
Disparities exist in access to care among Medicare beneficiaries based on race. Medicare Advantage (MA) is associated with fewer discretionary procedures compared to Traditional Medicare (TM). Black and Hispanic beneficiaries may experience greater reductions in ED visits and hospitalizations under MA. Cost-sharing and care-management gatekeeping may disproportionately affect non-White beneficiaries in MA. Utilization data was analyzed using HEDIS measures for 2021.
Guideline-Based Recommendations
Diagnosis
Utilize HEDIS data to assess disparities in care access.
Management
Consider the impact of cost-sharing and care management on different racial groups in MA.
Monitoring & Follow-up
Monitor utilization rates of discretionary and less discretionary procedures across racial groups.
Risks
Be aware of potential underutilization of necessary services among non-White beneficiaries in MA.
Patient & Prescribing Data
Medicare beneficiaries enrolled in either MA or TM.
Enrollment in MA may lead to reduced utilization of certain elective procedures.
Clinical Best Practices
Ensure equitable access to care across all racial and ethnic groups. Evaluate the effects of MA plan features on care access for diverse populations. Use risk-adjusted measures to compare utilization rates between MA and TM.
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