Workers Now Pay $7,471 on Average Annually for Family Health Coverage, Up 9% or $621 from 2025, Benchmark Employer Health Benefits Survey Finds - Scorecard - MDSpire
Clinical Scorecard: Workers’ Average Annual Contribution to Employer-Sponsored Family Health Coverage Reaches $7,471
At a Glance
Category
Detail
Condition
Clinical topic addressed by the source article: Workers’ Average Annual Contribution to Employer-Sponsored Family Health Coverage Reaches $7,471, Up 9% From 2025, Survey Finds
Key Mechanisms
Among large employers, 44% reported increasing workers’ premium contributions in response to higher anticipated health expenses, and 21% raised deductibles or other cost-sharing applicable to most services.
Target Population
Patients or participants described in the source article.
Care Setting
Care setting described in the source article.
Key Highlights
Workers’ average annual contribution toward family premiums was $7,471 in 2026, up $621 (9%) from 2025.
Average total annual family premiums, including employer contributions, reached $28,303, up $1,310 (5%) from 2025.
Workers at firms with fewer than 200 employees contributed an average of $9,687 annually toward family coverage, $2,847 more than workers at larger firms.
The average single-coverage deductible was $1,955; averages were $2,624 at small firms and $1,772 at large firms.
Among large firms, 18% covered GLP-1 drugs specifically for weight loss, often with restrictions.
Guideline-Based Recommendations
Diagnosis
Management
Monitoring & Follow-up
Risks
Patient & Prescribing Data
Among large firms, 18% covered GLP-1 drugs specifically for weight loss, frequently with restrictions such as lifestyle-program participation or clinician consultation. IVF services were covered by 27% of large firms.
Clinical Best Practices
The article reports survey findings and does not provide clinical practice recommendations.
