High-Deductible Health Plan Enrollment and Buprenorphine Dispensing - Summary - MDSpire

High-Deductible Health Plan Enrollment and Buprenorphine Dispensing

  • By

  • Kao-Ping Chua

  • Amy S. Bohnert

  • Rena M. Conti

  • Pooja Lagisetty

  • Ushapoorna Nuliyalu

  • Thuy D. Nguyen

  • May 28, 2026

  • 0 min

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Objective:

To evaluate whether switching to a high-deductible health plan (HDHP) is associated with changes in buprenorphine dispensing and opioid use disorder (OUD)-related healthcare visits among privately insured adults who have been using buprenorphine prior to the switch.

Key Findings:
  • 42% of privately insured US residents under 65 were enrolled in an HDHP in 2023.
  • Switching to an HDHP may be associated with decreased buprenorphine dispensing and an increase in opioid-related adverse events, such as overdoses or emergency visits.
  • No prior studies have evaluated the impact of switching to an HDHP on buprenorphine dispensing and OUD-related healthcare visits.
Interpretation:

The study aims to fill a gap in understanding the impact of HDHP enrollment on buprenorphine access and related healthcare outcomes.

Limitations:
  • The study only includes commercially insured patients, which may limit the generalizability of the findings to other populations, such as those on Medicaid or uninsured individuals.
  • Data limitations include the exclusion of patients who switched employers or plans during the study period, which may affect the representativeness of the sample.
Conclusion:

The study seeks to determine the effects of HDHP enrollment on buprenorphine access and OUD-related healthcare utilization, highlighting the need for policy considerations to improve treatment access.

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