A Policy Lens on Climate Vulnerability and Health Insurance - Summary - MDSpire

A Policy Lens on Climate Vulnerability and Health Insurance

  • By

  • Mary D. Willis

  • Shaylin Sluzalis

  • Joan A. Casey

  • May 27, 2026

  • 0 min

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Objective:

To explore the intersection of area-level climate vulnerability and children's health insurance status in New York state.

Key Findings:
  • Higher emergency department use for cardiometabolic disease among children in the highest quartile of climate vulnerability, regardless of insurance type.
  • Publicly insured children in high climate vulnerability areas had greater outpatient care utilization for cardiometabolic disease compared to those in low vulnerability areas.
  • Displacement during climate-related disasters disproportionately affects lower socioeconomic status households, complicating access to healthcare.
Interpretation:

The continuity of Medicaid coverage during displacement events, as proposed in the Disaster Relief Medicaid Act, may help mitigate disparities in healthcare access for children with cardiometabolic diseases during climate-related disasters.

Limitations:
  • The Climate Vulnerability Index used may not accurately reflect individual risk due to its area-level nature.
  • Endogeneity in the index could complicate interpretation of results, potentially introducing bias.
Conclusion:

Proposed federal programs aim to improve health equity in the context of climate vulnerability and health insurance.

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