When will I be able to retire? - Takeaways - MDSpire

When will I be able to retire?

  • By

  • Roger P. Levin, DDS

  • July 1, 2026

  • 5 min

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  • 1

    Young dentists often underestimate the time needed to save for retirement, focusing instead on immediate practice challenges.

  • 2

    Achieving financial independence by age 62 is a realistic target for dentists who start saving early and create a financial plan.

  • 3

    The average retirement age for dentists is currently 69 and is expected to rise, highlighting the importance of early savings.

  • 4

    Wealth accumulation in dentistry requires a clear financial plan, effective systems, and strategies to manage practice overhead.

  • 5

    Delaying retirement savings is a costly mistake for dentists, as late-career income often does not support substantial wealth accumulation.

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