Out-of-Pocket Costs for Long-Acting Reversible Contraception Among Individuals Enrolled in Employer Sponsored Insurance Plans - Takeaways - MDSpire

Out-of-Pocket Costs for Long-Acting Reversible Contraception Among Individuals Enrolled in Employer Sponsored Insurance Plans

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  • Mikhaila Richards

  • June 16, 2026

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  • 1

    The Affordable Care Act mandates cost-free contraceptive coverage, yet many users of long-acting reversible contraceptives face out-of-pocket costs.

  • 2

    The study published in Contraception investigates costs related to IUD and contraceptive implant insertions among privately insured individuals.

  • 3

    Researchers analyzed data from the 2023 Merative MarketScan Commercial Claims and Encounter Database for their investigation.

  • 4

    The sample included healthcare claims for 98,916 IUD and 30,259 implant insertion encounters among women aged 15-49.

  • 5

    The study aims to understand the reasons behind unanticipated expenses for contraceptive services that should be fully covered.

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