Workers’ Average Annual Contribution to Employer-Sponsored Family Health Coverage Reaches $7,471, Up 9% From 2025, Survey Finds

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Workers contributed an average of $7,471 annually toward employer-sponsored family premiums in 2026, up $621, or 9%, from 2025.
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Including employer contributions, average annual family premiums reached $28,303 in 2026, a 5% increase from 2025.
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At small firms, employees contributed an average of $9,687 annually for family coverage, $2,847 more than employees at large firms.
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From 2021 to 2026, family premiums rose 28% and workers’ contributions rose 26%, compared with wage growth of 27% and inflation of 24%.
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Among large employers, 44% increased workers’ premium contributions in response to higher anticipated health expenses, and 21% raised deductibles or other cost sharing.

Kaiser Family Foundation

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